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Chapter 5 - The Rot Beneath the Veneer

By four in the afternoon, the truth behind my family’s sudden wealth revealed itself to be even dirtier than I imagined.

Arthur’s forensic financial team had pulled the public registry records on Number 16. My father had boasted at dinner that he had paid “cash” for the colonial, painting himself as the benevolent patriarch whose lifelong frugality had yielded an empire for his favorite child.

The deed told a sickeningly different story.

Dad hadn’t paid cash from savings. He had liquidated his entire corporate 401(k), paid massive early-withdrawal penalties, and taken out a high-interest private bridge loan using his own primary residence as collateral. He had literally leveraged the roof over his and my mother's heads to purchase Lauren’s colonial, desperate to maintain the illusion that the Sterling family belonged to the upper echelon of old wealth.

Why? Because Mason had promised him that once he made senior partner at the investment firm, he would refinance the colonial, pay Dad back with twenty percent interest, and secure Dad a seat on the bank’s advisory board.

The entire family enterprise was a house of cards constructed from pride, deceit, and unsecured debt. The housewarming party wasn’t a celebration; it was a desperate audition. Mason needed to convince the senior partners that he already possessed generational wealth so they would vote to elevate him to full partnership.

And the crown jewel of his presentation was the grand promise of the terrace and pool expansion—a design he had proudly displayed on an easel set up in the grand foyer for the evening guests.

Around five o’clock, through the leaded-glass windows of my upper study, I watched the luxury sedans begin to line Hawthorne Lane. Valets in black vests jogged back and forth. Women in silk gowns and men in cashmere coats walked up the brick path of Number 16, greeted at the door by Lauren, who was wearing an emerald-green designer dress that cost more than two months of an average worker's salary.

My phone chimed on the desk. A text from my mother:

*Claire, we didn’t invite you tonight because we knew seeing Lauren’s success would be painful for you. Please do not come over to borrow anything or make a scene. Let your sister have her night.*

I stared at the screen for ten seconds. Then I switched off the phone, picked up the black leather legal portfolio resting on my desk, and turned to Arthur Vance, who had arrived wearing his three-piece charcoal suit.

“Are the county deputies ready?” I asked.

Arthur checked his pocket watch. “They are waiting at the end of the access road, Miss Sterling. Whenever you give the word.”

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“Let’s go congratulate my sister.”

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